The Net Worth Calculator gives you a clear picture of your financial position. List your assets (what you own) and liabilities (what you owe) to calculate your true net worth and debt-to-asset ratio.
Frequently Asked Questions
What is net worth?
Net worth = Total Assets − Total Liabilities. It's the most comprehensive single number for measuring financial health.
What is a good net worth?
It depends heavily on age, income and location. A common benchmark: your net worth should be roughly equal to your annual income by age 35, and 3x by age 45.
Should I include my home in net worth?
Yes — include the current market value as an asset and your outstanding mortgage as a liability. The difference is your home equity.
How often should I calculate my net worth?
Monthly or quarterly gives you a clear picture of progress. Tracking it over time is more valuable than any single snapshot.