The Savings Goal Calculator tells you exactly how much to save each month to reach any financial goal — house deposit, emergency fund, car, holiday or anything else — by your target date.
Frequently Asked Questions
How much should I save per month?
The calculator works it out from your goal amount and target date. A common rule: save at least 20% of your take-home income across all goals.
What is an emergency fund?
Three to six months of living expenses saved in an accessible account. It's the foundation of any financial plan — cover emergencies without going into debt.
Should I save or invest for short-term goals?
Goals under 3 years: save in a high-interest account. Goals 3–5 years: consider a mix. Goals over 5 years: invest for better returns.